Events and activities are an integral part of the educational experience at Tulane. However, because events and activities may result in actual or perceived increase of risk to Tulane or to the participants, they may need additional scrutiny and review to minimize risk and so that appropriate measures may be taken to shift, reduce or insure acceptable risks.
The Office of Insurance & Risk Management will be your partner in identifying potential exposures or losses and developing the most effective plans and solutions for your event or activity. Our goal is to minimize the risk of loss to Tulane by:
- Identifying sources of potential loss
- Assessing the impact of potential losses
- Selecting or recommending risk management options
- Implementing risk management strategies
- Monitoring risk management solutions for effectiveness
Because each event or activity is unique, a student group advisor should contact the Office of Insurance and Risk Management to discuss a proposed event or activity. Some events and activities may not be approved because they have the potential for adverse effects that cannot be sufficiently mitigated through loss control efforts. Non-University groups and each third party providing services to student organizations or the University (e.g., food or entertainment) must provide an insurance certificate evidencing certain minimum insurance requirements. If the minimum insurance requirements cannot be met, then Events Coverage (or TULIP coverage) must be purchased. Please contact the Office of Insurance & Risk Management (865.5653) for details on insurance requirements and rates in Events/TULIP coverage.
Assumption of the Risk, Waiver and Release of Liability forms may be required to provide participants with a better understanding of the responsibilities or risks associated with participating in an event or activity.
Most student organization activities do not require the purchase of insurance because the University provides liability coverage for most authorized activities. However, certain higher risk activities or large scale events may not be covered under the University's insurance policy and may require the organization to purchase additional insurance.